Planned Giving

Thank you for considering Cord of 3 Counseling as part of your financial and estate planning. Your support ensures that our Christ-centered counseling services continue to strengthen families for generations to come. Not only will your gift be used to impact lives, but you may also receive tax benefits through charitable deductions and the avoidance of capital gains. Your planned gift will leave a legacy of healing, restoration, and biblical truth for families in need.

Here are some of the most popular planned giving options for your consideration:

  1. GIFTS THROUGH YOUR WILL

If your estate is subject to federal estate tax, a charitable bequest can provide significant savings. Cord of 3 can be named as a beneficiary in your will in several ways:

  • Outright Bequest: Specify an outright gift of cash, securities, real estate, or other assets. You may choose to leave a percentage of your estate to Cord of 3 to adjust for inflation and ensure your heirs receive their proportionate share.
  • Residual Bequest: After specific bequests are made to named individuals, the remainder of your estate can be designated to Cord of 3.
  • Contingent Bequest: Cord of 3 would receive assets only if a named beneficiary does not survive you, ensuring your loved ones are cared for first.
  • Testamentary Trust: This allows income to be provided for another person during their lifetime, with the remainder going to Cord of 3.
  • Codicil: If you already have a valid will, a codicil can be added to name Cord of 3 as a beneficiary without rewriting your entire will.
  1. DONATING REAL ESTATE

Real estate is often overlooked as a giving asset, but the benefits can be significant:

  • Eliminate capital gains tax on the property’s appreciation.
  • Deduct the fair market value of the property from your taxable income (up to 30% of your adjusted gross income).
  • Simplify your estate plan by reducing your taxable estate and easing burdens on your heirs.

Consult with your financial advisor and know that Cord of 3 partners with the National Christian Foundation to make these gifts possible with the maximum tax benefit and the least costs in the process.

  1. GIFTS OF LIFE INSURANCE

Life insurance provides another excellent way to support Cord of 3:

  • Name Cord of 3 as the beneficiary while maintaining ownership of the policy.
  • Transfer ownership of an existing policy to Cord of 3 to receive an immediate tax deduction equal to the policy’s cash value.
  1. DONATING STOCKS, IRAS, AND OTHER NON-CASH ASSETS

Many non-cash gifts provide significant tax advantages:

  • Gifts of Stocks and Securities: Avoid capital gains tax and receive a deduction for the full donation amount.
  • Qualified Charitable Distributions (QCDs) from IRAs: For individuals 70½ or older, QCDs provide a tax-efficient way to give.
  • Donor-Advised Funds (DAFs): A centralized charitable account that allows tax-deductible donations of cash, stock, and other assets.
  1. GIFT ANNUITIES AND TRUSTS

Cord of 3 offers charitable gift annuities that provide guaranteed fixed income for life in exchange for a charitable contribution. Benefits include:

  • A secure lifetime income stream.
  • A portion of the income being tax-free.
  • A charitable deduction for the donation.
  1. CHARITABLE REMAINDER TRUSTS

A charitable remainder trust allows you to make a substantial gift while still receiving income:

  • Receive a fixed percentage of the trust’s fair market value annually.
  • Avoid immediate capital gains taxes on appreciated assets.
  • Provide long-term support for Cord of 3 while benefiting from a charitable tax deduction.
  1. CHARITABLE LEAD TRUSTS

A charitable lead trust enables you to pass on assets to family members while supporting Cord of 3:

  • Provide annual payments to Cord of 3 for a specified period.
  • Transfer assets to heirs with reduced or no estate taxes.
  • Create a legacy of generosity while benefiting future generations.

READY TO CONTINUE THE CONVERSATION?

We encourage you to consult with your financial advisor to determine the best way to include Cord of 3 in your planned giving. For more information or to set up a confidential appointment, please contact Clay Gill or April Mitchell at info@cotcs.org or call our office at 912-282-0992.

Thank you for considering Cord of 3 as part of your legacy. Your generosity ensures that families receive the biblical counseling and support they need for years to come.

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Training and Discipleship

The Cord of 3 training and discipleship program serves the community by offering educational seminars on various mental health and related topics (parenting subjects, coping with loss, warning signs of addiction) as well as conferences, retreats, and seminars for area churches on matters that pertain to God’s design for the family.

Counselor Education & Supervision

Cord of 3’s Counselor education and supervision program is deigned to support interns who are completing their master’s degree, counselors who are working toward licensure, and professionals who are working to integrate their Chritian faith into their clinical practice.

Equine Therapy

Cord of 3’s equine therapy program is designed for individuals ages 7 and up as well as women ages 13+ and families. Equine therapy can help individuals and families overcome challenges, cuiltivate healthy relational skills, build trust, improve interpersonal and behavioral functioning, and create positive self-concept and identity in Christ.

Play God’s Way

A Christ-centered play therapy model to meet teh spiritual, emotional, and mental health needs of children. Through play therapy, children learn to accept responsibility for behavior, engage in healthy coping strategies, acquire problem-solving skills, develop empathy for others, and gain an understanding of identity in mChrist.

ADDICTION RECOVERY

Addictions always originate in pain… The question is never ‘why the addiction?,’ but rather ‘why the pain?’” (Dr. Gabor Maté). Counselors can help those struggling with addictions address underlying painful issues and then break the addictive patterns.

Child & Adolescent

Behavioral issues at home or in school often have an underlying cause, such as trauma, depression, anxiety, or other mental health conditions. The experienced staff at Cord of 3 meets each child with love, builds trust, and applies effective treatment that approaches the root cause of the behavior.

Marriage & Family

As in couple’s counseling, family counseling focuses on the relationship and dynamics within the family unit and between the individual members of it. Counselors will help clients identify unhealthy or unhelpful patterns, and to address them by developing healthier communication and conflict resolutions skills, create realistic expectations, and restructure familial roles to benefit everyone. The ultimate goal is to help the family be better able to thrive as a team.

STRESS & TRAUMA

Every person will at some point have at least one potentially traumatic experience, but this doesn’t impact everyone in the same ways. When struggling to process and move on from negative life experiences, therapy offers a powerful method of finding support and healing.

EMOTIONAL WHOLENESS

Individual counseling can help overcome the sometimes overwhelming fear and hopelessness by helping you better understand the conditions that led to the emotional brokenness you are experiencing, and applying healthy coping skills against them.